Investment strategy
Find the best long-term stocks · diversification, DCA and 5/5 rated stocks.
💡 Comprendre cet outil
What's it for? This page is the user guide for the Investlytic method for long-term investing: diversify across 50 to 100 shares, invest the same amount each month (DCA), select only shares rated 5/5 and regularly audit your portfolio. It's educational: no tools to manipulate here.
How to read the results:
- The 5 criteria (8-year trend, growth, debt, P/E, correction) are explained one by one with a numerical example.
- Audit rules are color-coded : green (5/5-4/5) = hold, orange (3/5) = monitor, red (≤ 2/5) = sell.
- Two approaches to choice: passive (recommended for beginners) or optimized (monthly audit).
- Videos cover each concept step-by-step.
Where to start:
- Read the 5 criteria and the concrete example to understand what a "5/5" stock is.
- Watch the first video (introduction to the strategy).
- Open the Trending Stocks tool next to put the method into practice.
📖 Glossary : Diversification · P/E Ratio
⚠️ This is not an investment advisory.
How to apply the long-term strategy
This page describes the Investlytic method for long-term investing: diversification, regular investment (DCA) and Selection of 5/5 rated stocksBrowse the 5 criteria below, then open the Trending Stocks tool to build and audit your portfolio.
Our Investment Approach
The Investlytic strategy is based on fundamental principles proven: diversification, Regularity and quality of selected stocks.
Optimal Diversification
Build a portfolio of 50 to 100 shares carefully selected in different sectors for maximize growth opportunities.
Regular Investment
Invest same amount each month necessarily. This approach DCA (Dollar Cost Averaging) smooth market fluctuations and optimize your long-term returns.
Tranche purchase method
Buy your shares by petites tranches to optimize your entry points and reduce the impact of volatility on your portfolio.
Regular Audit
Perform a audit mensuel of your portfolio to maintain the quality of your investments and adjust your strategy if necessary.
Long-Term Investment
Investment horizon of 3 to 8 years minimumThis approach allows you to benefit fully of corporate growth and compound interest.
Personalized Accompaniment
Our team guides you Step-by-step towards independence. You are not alone! Our listening accompanies you to be performing well on the markets in the long term.
Trending Shares (5/5)
Quickly identify the Best stocks of the moment that comply 5 fundamental criteria of quality and performance.
✅ What are the 5 evaluated criteria?
📈 Price Trend over 8 years
The share price must be at least doubled in 8 years (multiplier ≥ 1.5). This shows a Strong Uptrend in the long term.
📊 Positive Growth
Revenues and profits must have a Average annual positive growth (>1%). Cela signifie que l'entreprise Earns more and more money.
💰 Low Debt-to-Equity Ratio
The debt must be controlled (ratio ≤ 0.5)A low-debt company is more solid financially.
⚖️ Reasonable Price-to-Earnings Ratio
The Price/Earnings ratio must be ≤ 25to avoid overvalued stocks. This allows buying a stock at a Reasonable Price relative to its earnings.
📉 Moderate correction
The stock should not have dropped by more than 20% recently (over 6 months). This avoids buying a share in Significant decline or reversal of trend.
🧠 Why is it useful?
- ✅ It's a filtre puissant to spot solid investment opportunities.
- ✅ This allows you to discover lesser-known but high-performing shares.
- ✅ You can use it to build or strengthen your portfolio with Stable Values.
📊 Exemple concret
If a stock has:
- ✅ Multiplied by 2.1 in 8 years
- ✅ Revenues growing by +5% annually
- ✅ A debt-to-equity ratio of 0.3
- ✅ A P/E of 19
- ✅ A correction of 12% over the last six months
It is validated 5/5 and considered to be trendy!
💡 The Main Advantage
L'outil filtre les actions selon 5 critères de qualité (score 5/5), quelle que soit l'approche que vous choisissez, pour vous aider à concentrer votre portefeuille sur des valeurs solides. Aucune performance future n'est promise : ces critères réduisent le risque, ils ne l'éliminent pas.
Portfolio Audit
The audit allows you to maintain the quality of your portfolio. You have the choice between deux approches according to your preferences.
🟢 Approche Passive
Recommended for beginners
- • Simply buy new shares 5/5 each month
- • Conduct an audit only once a year
- • Keep your long-term positions (minimum 3-8 years)
- • 100% Passive and Stress-Free Approach
🔄 Approach with Optimization
For experienced investors
- • Conduct a monthly audit to identify declines
- • Optionally close stocks that score 3/5
- • Reinvest immediately in new shares 5/5
- • Accelerate the compounded interest with this optimization
📋 Audit Rules:
🟢 Shares 5/5 or 4/5
CONSERVE → Excellent quality, keep these positions
🟡 Shares 3/5
WATCH → You can optionally close for a 5/5 buyback
🔴 Shares ≤ 2/5
SELL → Quality degraded, sell these positions
Explanatory Videos
Follow our Detailed videos to understand and apply our investment strategy. Each video covers a aspect essentiel of the Investlytic method.
Introduction to the Investlytic strategy
Discover the foundations of our long-term investment approach.
Diversification and portfolio management
Learn to build a diversified and balanced portfolio
Buying and timing strategy
Master the art of timing and dollar-cost averaging
Monthly Audit and Optimization
Optimize your portfolio through regular audits
🔧 Extension eToro
Download our eToro extension to optimize your trading experience and apply our strategy directly on the platform.
📥 Download eToro Extension💬 Besoin d'Aide ?
Our team of experts is here to guide you through your investment journey. Contact us via WhatsApp for personalized guidance towards financial independence.
You are not alone! Our listening guides you step-by-step to be efficient on the markets over the long term.
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