How long until you reach your goal?
Projection with monthly compounded interest.
What passive income can a capital generate?
What this tool shows. Each row is a real cycle from the engine: a share is bought at the price on the day of its 5/5 signal, then sold at the price on the day it exits the criteria. The displayed performance is that observed historically between these two dates. No return is simulated or extrapolated.
The 4% rule assumes withdrawing 4% of the capital in the first year: historically, a diversified portfolio could sustain this rate over 30 years. This is not a guarantee.
The capital is compounded monthly. Each month, the existing capital is multiplied by the monthly rate (annual return divided by 12), then the monthly payment is added. This is the standard calculation of compound interest with regular payments.
