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Stock American Business Bank AMBZ

American Business Bank — Investlytic score 4/5 on the five criteria.

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80/ 100
Score Investlytic · 5 criteria

Analysis in progress…

Investlytic score: 4/5 criteria met. Data as of 04/11/2026.

  • ✅ Price trend passed
  • ✅ Growth passed
  • ✅ Debt passed
  • ✅ P/E passed
  • ❌ Correction failed

Price trend

Overall trend (8 years): the price has been multiplied by at least 1.5.

Price change 2018 → 2019: 13.00%

Price change 2019 → 2020: -10.72%

Price change 2020 → 2021: 24.07%

Price change 2021 → 2022: 0.79%

Price change 2022 → 2023: -9.60%

Price change 2023 → 2024: 22.29%

Price change 2024 → 2025: 47.27%

Price change 2025 → 2026: 8.80%

Price change 2026 (year to date): 9.64%

Financial growth

Revenue CAGR (8 years): 15.19%

Earnings CAGR (8 years): 18.63%

Growth status: positive trend (>1%/yr) in revenue and earnings.

Debt

Debt-to-equity ratio: 0.00

Debt/equity < 0.5 (maximum threshold).

P/E (Price/Earnings)

P/E ratio: 10.09

P/E < 25.0 (maximum threshold).

Correction (6 months)

Current correction: 4.02% from the high over 6 months.

Insufficient correction (< 10.0%).

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Criteria of the Investlytic model

- / 5
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Investlytic rating reserved for members

Score out of 100, model verdict (buy, watch, sell) and details of the 5 criteria · visible with a free account.

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Price trend

Price & trend

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⚖️ Comparison with the market

All stocks →
StockP/EDette/FPRevenue growthRating
American Business Bank10.10.00+13.2 %🔒
Orient Corporation11.28.28+0.7 %–
ABC arbitrage S.A.10.20.01−0.1 %–
Bourse Direct S.A.12.50.59+8.3 %–
Coface S.A.10.91.06+0.8 %–

Data from the Investlytic screener. The rating of the stock being viewed is reserved for members.

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Detailed analysis · Price trend

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Global model trend and annual price variations · visible with a free account.

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Revenues & profits

Revenue and net income

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Chart of revenues and net income over 8 periods · real data, no estimates.

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Financial indicators

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18 financial indicators analyzed by groups of criteria: valuation, profitability, growth, solidity, dividend, and momentum.

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Annual financial statements

Fiscal yearRevenueNet income Net marginEPSRevenue growth
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Complete annual financial statements: revenue, net income, margin, and EPS over 8 fiscal years.

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Key reported figures

Revenue, net income and net margin reported by American Business Bank over the latest fiscal years.

Revenue
199 m USD
fiscal year 2025
Net income
54.2 m USD
fiscal year 2025
Net margin
27.2 %
fiscal year 2025
Average annual growth
+15.1 %
Revenue growth over 5 years
Average annual growth
+15.5 %
Revenue growth over 10 years
Market cap
625 m USD
Fiscal yearRevenueNet incomeNet marginRevenue growth
202098.8 m28.8 m29.1 %n/a
2021115 m39.2 m33.9 %+16.8 %
2022134 m48.6 m36.1 %+16.5 %
2023168 m44.0 m26.2 %+24.9 %
2024183 m43.3 m23.6 %+9.1 %
2025199 m54.2 m27.2 %+8.8 %

Amounts converted to USD. Source: published annual accounts, collected on 30/10/2026.

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Accounts and financial health

Balance sheet and cash flow published by American Business Bank over the last fiscal years, strength scores and valuation by discounted cash flow (DCF).

Overview
solid accounts
according to Altman Z, Piotroski and net debt
Altman Z-score
n/a
not applicable to banks and insurance
Piotroski Score
5 / 9
4 to 6: average accounts
Net Debt / EBITDA
-0.82 x
net cash
Fiscal year20212022202320242025
Cash and investments1.5 bn716 m654 m640 m737 m
Total Debt8.4 m155 m55.0 m16.7 m0
Net Debt-220 m118 m11.8 m-102 m-246 m
Equity279 m254 m314 m355 m411 m
Total assets3.9 bn3.8 bn3.9 bn4.0 bn4.4 bn
Operating cash flow59.9 m65.3 m57.7 m57.9 m71.1 m
Investments (capex)496,242797,576544,5071.8 m1.3 m
Free cash-flow59.4 m64.5 m57.2 m56.0 m69.8 m
Share buybacks273,211456,647457,438440,49614.5 m
Dividends paid00009.0 m

Amounts in USD, currency of the published accounts.

Trailing 12-month ratios

Price / earnings (P/E)9.97 x
Price / book value1.47 x
Return on Equity (ROE)15.1 %
Return on Invested Capital (ROIC)1.4 %
Net margin30.2 %
Debt / equity0.00 x
Current ratio0.00 x
Interest coverage2.25 x
Free cash-flow yield0.0 %

Altman Z: default risk estimated from the balance sheet and earnings. Piotroski: 9 tests on profitability, debt and efficiency. DCF: estimated value from discounted future cash flows, a model and not a forecast. Source: annual accounts published by the company, data as of 03/11/2026.

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Valuation and competitors

American Business Bank compared with its sector on the same exchange and with its main competitors.

Company P/E
10.1

Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on 30/10/2026. Competitors: comparable companies named by the data provider.

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Dividends and earnings

American Business Bank: dividend history, last distributions, stock splits and earnings releases.

Frequency
quarterly
Last dividend
1.30 USD
ex-dividend on 06/08/2026
Last 12 months
2.15 USD
number of payments: 4
Yield
1.5 %
on the last known price
Years of increases
0
consecutive
Years of payments
1
uninterrupted
00.470.951.421.902025 : 1.00 USD20252026 : 1.90 USD2026

Annual dividend per share (USD), adjusted for splits. Light bar: current year, incomplete. Red bar: lower than the previous year.

Latest ex-dividend dates

Ex-dividendAmountPayment
06/08/20261.30 USD15/09/2026
07/05/20260.300 USD16/06/2026
26/02/20260.300 USD18/03/2026
10/11/20250.250 USD16/12/2025
07/08/20250.250 USD17/09/2025
07/05/20250.250 USD17/06/2025
24/02/20250.250 USD17/03/2025

Stock splits

DateOperation
23/06/2021split: 11 shares for 10
30/08/2017split: 11 shares for 10
29/04/2016split: 11 shares for 10
18/11/2014split: 6 shares for 5
26/04/2013split: 11 shares for 10
29/03/2011split: 11 shares for 10

Factual data: ex-dividend history and earnings calendar, as of 03/11/2026. A past dividend does not guarantee the next one.

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PEA and practical information

PEA eligibility
no
head office outside the EU and EEA
Listing exchange
OTC (hors cote)
IPO: 31/07/2000
ISIN code
US02475L1052
Workforce
252
full-time employees
Chief executive
Leon Ira Blankstein

Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.

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Frequently asked questions about American Business Bank

What is the American Business Bank share price?

Latest recorded price: 70.49 USD on 30/10/2026, for a market cap of 625 m USD.

What is the revenue of American Business Bank?

199 m USD for fiscal year 2025, with net income of 54.2 m USD (net margin 27.2 %).

Does American Business Bank pay a dividend?

Yes. Latest dividend: 1.30 USD per share, ex-dividend on 06/08/2026. Over 12 months: 2.15 USD. Yield on the latest known price: 1.5 %.

What is the P/E ratio of American Business Bank?

Trailing 12-month P/E of 10.1.

Is American Business Bank stock eligible for the French PEA?

No: the company is headquartered outside the European Union and the European Economic Area (ISIN US02475L1052).

How many employees does American Business Bank have?

252 full-time employees according to the latest published profile.

Who runs American Business Bank?

Leon Ira Blankstein is the company's chief executive.

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