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Stock American Financial Group, Inc. AFG

American Financial Group, Inc. — Investlytic score 4/5 on the five criteria.

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80/ 100
Score Investlytic · 5 criteria

Analysis in progress…

Investlytic score: 4/5 criteria met. Data as of 04/11/2026.

  • ✅ Price trend passed
  • ✅ Growth passed
  • ✅ Debt passed
  • ✅ P/E passed
  • ❌ Correction failed

Price trend

Overall trend (8 years): the price has been multiplied by at least 1.5.

Price change 2018 → 2019: 21.12%

Price change 2019 → 2020: -20.09%

Price change 2020 → 2021: 56.72%

Price change 2021 → 2022: -0.03%

Price change 2022 → 2023: -13.40%

Price change 2023 → 2024: 15.17%

Price change 2024 → 2025: -0.18%

Price change 2025 → 2026: 11.94%

Price change 2026 (year to date): 13.51%

Financial growth

Revenue CAGR (8 years): 2.16%

Earnings CAGR (8 years): 6.84%

Growth status: positive trend (>1%/yr) in revenue and earnings.

Debt

Debt-to-equity ratio: 0.38

Debt/equity < 0.5 (maximum threshold).

P/E (Price/Earnings)

P/E ratio: 13.16

P/E < 25.0 (maximum threshold).

Correction (6 months)

Current correction: 1.40% from the high over 6 months.

Insufficient correction (< 10.0%).

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Criteria of the Investlytic model

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Price trend

Price & trend

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⚖️ Comparison with the market

All stocks →
StockP/EDette/FPRevenue growthRating
American Financial Group, Inc.13.20.38+4.0 %🔒
Sofina S.A.7.00.12−0.9 %–
ageas SA/NV7.80.76−2.8 %–
Circle Internet Group49.70.01+181.8 %–
Amundi S.A.13.70.16+8.4 %★ 4/5

Data from the Investlytic screener. The rating of the stock being viewed is reserved for members.

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Detailed analysis · Price trend

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Global model trend and annual price variations · visible with a free account.

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Revenues & profits

Revenue and net income

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Chart of revenues and net income over 8 periods · real data, no estimates.

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Financial indicators

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18 financial indicators analyzed by groups of criteria: valuation, profitability, growth, solidity, dividend, and momentum.

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Annual financial statements

Fiscal yearRevenueNet income Net marginEPSRevenue growth
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Complete annual financial statements: revenue, net income, margin, and EPS over 8 fiscal years.

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Key reported figures

Revenue, net income and net margin reported by American Financial Group, Inc. over the latest fiscal years.

Revenue
8.1 bn USD
fiscal year 2025
Net income
842 m USD
fiscal year 2025
Net margin
10.4 %
fiscal year 2025
Average annual growth
+7.4 %
Revenue growth over 5 years
Average annual growth
+2.8 %
Revenue growth over 10 years
Market cap
12.8 bn USD
Fiscal yearRevenueNet incomeNet marginRevenue growth
20205.7 bn732 m12.9 %n/a
20216.2 bn2.0 bn32.0 %+9.9 %
20226.8 bn898 m13.3 %+8.7 %
20237.7 bn852 m11.0 %+14.1 %
20248.3 bn887 m10.7 %+7.1 %
20258.1 bn842 m10.4 %-1.9 %

Amounts converted to USD. Source: published annual accounts, collected on 06/11/2026.

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Accounts and financial health

Balance sheet and cash flow published by American Financial Group, Inc. over the last fiscal years, strength scores and valuation by discounted cash flow (DCF).

Overview
solid accounts
according to Altman Z, Piotroski and net debt
Altman Z-score
n/a
not applicable to banks and insurance
Piotroski Score
7 / 9
7 to 9: solid accounts
DCF Value
375.05 USD
DCF above share price · share price 154.75 USD, gap +142.4 %
Net Debt / EBITDA
0.32 x
low debt
Fiscal year20212022202320242025
Cash and investments2.1 bn872 m1.2 bn1.4 bn2.4 bn
Total Debt2.2 bn1.7 bn1.8 bn1.9 bn1.8 bn
Net Debt67.0 m820 m609 m493 m93.0 m
Equity5.0 bn4.1 bn4.3 bn4.5 bn4.8 bn
Total assets24.9 bn24.1 bn24.6 bn25.0 bn32.6 bn
Operating cash flow1.7 bn1.2 bn2.0 bn1.2 bn1.5 bn
Investments (capex)150 m86.0 m72.0 m133 m135 m
Free cash-flow1.6 bn1.1 bn1.9 bn1.2 bn1.4 bn
Share buybacks319 m11.0 m213 m099.0 m
Dividends paid2.4 bn1.2 bn684 m788 m606 m

Amounts in USD, currency of the published accounts.

Trailing 12-month ratios

Price / earnings (P/E)12.60 x
Price / book value2.71 x
Return on Equity (ROE)21.4 %
Return on Invested Capital (ROIC)11.3 %
Net margin12.1 %
Debt / equity0.39 x
Current ratio0.97 x
Interest coverage13.90 x
Free cash-flow yield12.8 %

Altman Z: default risk estimated from the balance sheet and earnings. Piotroski: 9 tests on profitability, debt and efficiency. DCF: estimated value from discounted future cash flows, a model and not a forecast. Source: annual accounts published by the company, data as of 09/11/2026.

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Valuation and competitors

American Financial Group, Inc. compared with its sector on the same exchange and with its main competitors.

Company P/E
13.3
27.3 % below the sector
Sector median P/E
18.3
financial services, NYSE
Sector over 10 years
18.3
10-year median, range 15.0 to 24.9

Direct competitors

CompanyMarket cap (USD)P/ENet margin
American Financial Group, Inc.12.8 bn13.310.4 %
The Hanover Insurance Group, Inc. THG8.3 bn11.910.0 %
CNA Financial Corporation CNA12.8 bn10.18.7 %
W. R. Berkley Corporation WRB27.9 bn15.412.1 %
Selective Insurance Group, Inc. SIGI5.9 bn11.68.7 %
Skyward Specialty Insurance Group, Inc. SKWD2.7 bn13.612.0 %
Chubb Limited CB139 bn13.117.2 %
Cincinnati Financial Corporation CINF28.5 bn18.018.9 %
Markel Corporation MKL23.7 bn17.212.7 %
Sector median (NYSE)18.3

Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on . Competitors: comparable companies named by the data provider.

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Analyst consensus and forecasts

What the financial analysts covering American Financial Group, Inc. publish: ratings, price targets and earnings forecasts.

Majority rating
hold
17 analysts
Average price target
156.00 USD
from 156.00 USD to 156.00 USD, 4 targets over 12 months
Gap with the share price
+1.4 %
price 153.87 USD on 30/10/2026

Breakdown of ratings

strong buy 0buy 7hold 10sell 0strong sell 0

Analysts' average target 156.00 USD, DCF value 375.05 USD, share price 153.87 USD.

Average target over the last 3 months: 156.00 USD (1 targets).

Analyst forecasts

Fiscal yearRevenueNet incomeExpected EPS (range)P/E on this EPSAnalysts
20267.7 bn1.0 bn12.60 (12.04 / 13.07)12.25
20278.1 bn1.0 bn12.16 (11.92 / 12.68)12.75
20288.3 bn1.1 bn12.66 (12.47 / 12.78)12.23

Amounts in USD, the reporting currency.

Track record against expectations: reported EPS above consensus 6 times over the last 12 releases.

Rating changes (12 months)

DateFirmBeforeAfter
12/10/2026Wells FargoOverweightOverweight
12/10/2026Keefe, Bruyette & WoodsMarket PerformMarket Perform
11/08/2026Keefe, Bruyette & WoodsMarket PerformMarket Perform
10/08/2026Piper SandlerNeutralNeutral
09/07/2026Wells FargoOverweightOverweight

Source: ratings and forecasts published by analysts, collected on 07/11/2026. An analyst rating or target is not a guarantee.

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Dividends and earnings

American Financial Group, Inc.: dividend history, last distributions, stock splits and earnings releases.

Frequency
monthly
Last dividend
3.50 USD
ex-dividend on 16/11/2026
Last 12 months
7.11 USD
number of payments: 6
Yield
5.3 %
on the last known price
Years of increases
21
consecutive
Years of payments
39
uninterrupted

● Next ex-dividend date: 16/11/2026, 3.50 USD per share.

07.0114.0321.0428.062007 : 0.400 USD2008 : 0.500 USD20082009 : 0.520 USD2010 : 0.575 USD20102011 : 0.662 USD2012 : 0.970 USD20122013 : 1.80 USD2014 : 1.91 USD20142015 : 2.03 USD2016 : 2.15 USD20162017 : 4.79 USD2018 : 4.45 USD20182019 : 4.95 USD2020 : 3.85 USD20202021 : 28.06 USD2022 : 14.31 USD20222023 : 8.10 USD2024 : 9.43 USD20242025 : 7.28 USD2026 : 8.61 USD2026

Annual dividend per share (USD), adjusted for splits. Light bar: current year, incomplete. Red bar: lower than the previous year.

Latest ex-dividend dates

Ex-dividendAmountPayment
16/11/20263.50 USD25/11/2026
15/10/20260.970 USD23/10/2026
15/07/20260.880 USD24/07/2026
15/04/20260.880 USD24/04/2026
13/02/20261.50 USD25/02/2026
15/01/20260.880 USD27/01/2026
17/11/20252.00 USD26/11/2025
15/10/20250.880 USD24/10/2025

Earnings releases

DatePublished EPSExpected EPSSurprise
04/08/20262.822.32+21.6 %
29/04/20262.472.55-3.1 %
03/02/20263.653.18+14.8 %
04/11/20252.692.52+6.7 %
05/08/20252.142.08+2.9 %
06/05/20251.812.03-10.8 %

Stock splits

DateOperation
18/12/2006split: 3 shares for 2
14/03/1988split: 2 shares for 1
25/01/1982split: 3 shares for 2

Factual data: ex-dividend history and earnings calendar, as of 05/11/2026. A past dividend does not guarantee the next one.

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Who owns the stock

Free float, institutional investors, large funds, executives and elected officials: declared positions in American Financial Group, Inc.

Free float
82.8 %
share of freely traded shares
Large funds tracked
23
hold the stock as of 2026Q2
Executives (insiders)
0 / 5
0 purchases, 5 sales in 130 days
US elected officials
2
1 purchases, 1 sales in 12 months

Large funds tracked

FundSharesValue (USD)Weight in the fundChangeQuarter
BlackRock7.7 m1.1 bn0.0 %+12.8 %2026Q2
Vanguard Group7.3 m997 m0.0 %-1.3 %2025Q4
State Street6.2 m862 m0.0 %+104.6 %2026Q2
Fidelity5.5 m765 m0.0 %-14.2 %2026Q2
Geode Capital Management1.7 m243 m0.0 %+3.9 %2026Q2
AQR Capital Management1.4 m200 m0.1 %+112.0 %2026Q2
Goldman Sachs1.1 m160 m0.0 %+11.2 %2026Q2
Norges Bank945,934132 m0.0 %+12.8 %2026Q2

Latest insider transactions

DatePersonSideAmount
14/09/2026Von Lehman John Isale183,971 USD
02/09/2026Hertzman Brian S.sale135,726 USD
26/08/2026Lindner Carl H Iiisale11.7 m USD
24/08/2026Lindner Carl H Iiisale1.2 m USD
06/08/2026Weiss Mark Asale407,210 USD

Elected officials' disclosures

DateOfficialSideAmount
24/02/2025Julia Letlowsale$1,001 - $15,000
19/11/2024Julia Letlowpurchase$1,001 - $15,000

Sources: 13F filings (quarter shown), executives' Form 4 filings and US Congress members' disclosures, collected on 08/11/2026. Detailed disclosure obligations mainly apply to companies listed in the United States.

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PEA and practical information

PEA eligibility
no
head office outside the EU and EEA
Listing exchange
NYSE
IPO: 17/03/1980
ISIN code
US0259321042
Workforce
8,700
full-time employees
Chief executive
Stephen Craig Lindner

Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.

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Frequently asked questions about American Financial Group, Inc.

What is the American Financial Group, Inc. share price?

Latest recorded price: 154.55 USD on 06/11/2026, for a market cap of 12.8 bn USD.

What is the revenue of American Financial Group, Inc.?

8.1 bn USD for fiscal year 2025, with net income of 842 m USD (net margin 10.4 %).

Does American Financial Group, Inc. pay a dividend?

Yes. Latest dividend: 3.50 USD per share, ex-dividend on 16/11/2026. Over 12 months: 7.11 USD. Yield on the latest known price: 5.3 %.

What do analysts say about American Financial Group, Inc.?

Out of 17 analysts: 7 buy or strong buy, 10 hold, 0 sell or strong sell. Average price target: 156.00 USD, i.e. +1.4 % from the share price.

What is the P/E ratio of American Financial Group, Inc.?

Trailing 12-month P/E of 13.3, against 18.3 for the sector median on the same exchange (10-year median: 18.3).

Is American Financial Group, Inc. stock eligible for the French PEA?

No: the company is headquartered outside the European Union and the European Economic Area (ISIN US0259321042).

How many employees does American Financial Group, Inc. have?

8,700 full-time employees according to the latest published profile.

Who runs American Financial Group, Inc.?

Stephen Craig Lindner is the company's chief executive.

Which large funds own American Financial Group, Inc.?

As of 2026Q2, among the large funds tracked: BlackRock, Vanguard Group, State Street, Fidelity, Geode Capital Management.

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