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Stock BNP Paribas S.A. BNP.PA

BNP Paribas S.A. — Investlytic score 3/5 on the five criteria.

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60/ 100
Score Investlytic · 5 criteria

Analysis in progress…

Investlytic score: 3/5 criteria met. Data as of 01/11/2026.

  • ✅ Price trend passed
  • ✅ Growth passed
  • ❌ Debt failed
  • ✅ P/E passed
  • ❌ Correction failed

Price trend

Overall trend (8 years): the price has been multiplied by at least 1.5.

Price change 2018 → 2019: 33.85%

Price change 2019 → 2020: -18.40%

Price change 2020 → 2021: 40.96%

Price change 2021 → 2022: -12.37%

Price change 2022 → 2023: 17.54%

Price change 2023 → 2024: -5.38%

Price change 2024 → 2025: 36.42%

Price change 2025 → 2026: 6.75%

Price change 2026 (year to date): 5.27%

Financial growth

Revenue CAGR (8 years): 6.35%

Earnings CAGR (8 years): 7.18%

Growth status: positive trend (>1%/yr) in revenue and earnings.

Debt

Debt-to-equity ratio: 6.45

Debt/equity > 0.5 (maximum threshold).

P/E (Price/Earnings)

P/E ratio: 7.46

P/E < 25.0 (maximum threshold).

Correction (6 months)

Current correction: 23.55% from the high over 6 months.

Excessive correction (> 20.0%).

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Criteria of the Investlytic model

- / 5
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Score out of 100, model verdict (buy, watch, sell) and details of the 5 criteria · visible with a free account.

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Price trend

Price & trend

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⚖️ Comparison with the market

All stocks →
StockP/EDette/FPRevenue growthRating
BNP Paribas S.A.7.46.45+7.4 %🔒
CaixaBank, S.A.13.82.22+17.8 %–
The Allstate Corporation5.80.24+5.1 %★ 4/5
Deutsche Börse AG25.70.72+9.1 %–
Aflac Incorporated16.30.28−1.1 %–

Data from the Investlytic screener. The rating of the stock being viewed is reserved for members.

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Detailed analysis · Price trend

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Global model trend and annual price variations · visible with a free account.

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Revenues & profits

Revenue and net income

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Chart of revenues and net income over 8 periods · real data, no estimates.

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Financial indicators

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18 financial indicators analyzed by groups of criteria: valuation, profitability, growth, solidity, dividend, and momentum.

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Annual financial statements

Fiscal yearRevenueNet income Net marginEPSRevenue growth
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Complete annual financial statements: revenue, net income, margin, and EPS over 8 fiscal years.

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Key reported figures

Revenue, net income and net margin reported by BNP Paribas S.A. over the latest fiscal years.

Revenue
161 bn USD
fiscal year 2025
Net income
13.6 bn USD
fiscal year 2025
Net margin
8.5 %
fiscal year 2025
Average annual growth
+10.6 %
Revenue growth over 5 years
Average annual growth
+11.3 %
Revenue growth over 10 years
Market cap
112 bn USD
Fiscal yearRevenueNet incomeNet marginRevenue growth
202097.2 bn7.9 bn8.1 %n/a
2021120 bn10.6 bn8.8 %+23.6 %
202247.4 bn11.0 bn23.2 %-60.6 %
202347.7 bn12.2 bn25.6 %+0.8 %
202451.0 bn13.0 bn25.6 %+6.8 %
2025161 bn13.6 bn8.5 %+215.7 %

Amounts converted to USD. Source: published annual accounts, collected on 06/11/2026.

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Accounts and financial health

Balance sheet and cash flow published by BNP Paribas S.A. over the last fiscal years, strength scores and valuation by discounted cash flow (DCF).

Overview
fragile accounts
according to Altman Z, Piotroski and net debt
Altman Z-score
n/a
not applicable to banks and insurance
Piotroski Score
6 / 9
4 to 6: average accounts
Net Debt / EBITDA
10.92 x
high debt
Fiscal year20212022202320242025
Cash and investments484 bn475 bn297 bn786 bn327 bn
Total Debt718 bn294 bn673 bn728 bn809 bn
Net Debt234 bn-181 bn265 bn71.8 bn482 bn
Equity118 bn121 bn124 bn128 bn126 bn
Total assets2,634 bn2,666 bn2,591 bn2,705 bn2,793 bn
Operating cash flow27.8 bn23.8 bn-34.2 bn-97.4 bn46.6 bn
Investments (capex)1.7 bn2.5 bn2.2 bn2.1 bn2.9 bn
Free cash-flow26.2 bn21.3 bn-36.5 bn-99.5 bn43.7 bn
Share buybacks5.7 bn2.6 bn5.2 bn8.8 bn13.3 bn
Dividends paid4.5 bn4.9 bn5.4 bn5.9 bn-2.9 bn

Amounts in EUR, currency of the published accounts.

Trailing 12-month ratios

Price / earnings (P/E)9.58 x
Price / book value0.77 x
Return on Equity (ROE)8.8 %
Return on Invested Capital (ROIC)0.7 %
Net margin14.0 %
Debt / equity2.88 x
Current ratio0.12 x
Interest coverage0.65 x
Free cash-flow yield14.1 %

Altman Z: default risk estimated from the balance sheet and earnings. Piotroski: 9 tests on profitability, debt and efficiency. DCF: estimated value from discounted future cash flows, a model and not a forecast. Source: annual accounts published by the company, data as of 09/11/2026.

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Valuation and competitors

BNP Paribas S.A. compared with its sector on the same exchange and with its main competitors.

Company P/E
8.0
36.9 % below the sector
Sector median P/E
12.6
financial services, Euronext Paris
Sector over 10 years
10.3
10-year median, range 8.0 to 17.4

Direct competitors

CompanyMarket cap (USD)P/ENet margin
BNP Paribas S.A.105 bn7.48.5 %
Crédit Agricole S.A. ACA.PA50.7 bn6.96.3 %
Société Générale S.A. GLE.PA49.4 bn8.07.0 %
UniCredit S.p.A. UCG.MI123 bn10.247.0 %
Deutsche Bank AG DBK.DE62.4 bn9.711.4 %
Nordea Bank Abp NDA-FI.HE59.4 bn11.222.2 %
DNB Bank ASA DNB.OL49.6 bn11.921.6 %
CaixaBank, S.A. CABK.MC87.0 bn13.822.6 %
Sector median (Euronext Paris)12.6

Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on 09/11/2026. Competitors: comparable companies named by the data provider.

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Analyst consensus and forecasts

What the financial analysts covering BNP Paribas S.A. publish: ratings, price targets and earnings forecasts.

Majority rating
hold
3 analysts

Breakdown of ratings

strong buy 0buy 0hold 3sell 0strong sell 0

Price targets: published for companies listed in the United States only.

Analyst forecasts

Fiscal yearRevenueNet incomeExpected EPS (range)P/E on this EPSAnalysts
202655.3 bn13.3 bn11.67 (11.35 / 12.49)7.37
202757.5 bn14.2 bn13.12 (12.25 / 13.84)6.514
202860.2 bn15.8 bn14.87 (12.91 / 16.19)5.815

Amounts in EUR, the reporting currency.

Track record against expectations: reported EPS above consensus 9 times over the last 11 releases.

Source: ratings and forecasts published by analysts, collected on 07/11/2026. An analyst rating or target is not a guarantee.

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Dividends and earnings

BNP Paribas S.A.: dividend history, last distributions, stock splits and earnings releases.

Frequency
semi-annual
Last dividend
3.23 EUR
ex-dividend on 24/09/2026
Last 12 months
5.80 EUR
number of payments: 2
Yield
3.2 %
on the last known price
Years of increases
0
consecutive
Years of payments
5
uninterrupted
01.843.695.547.382007 : 3.10 EUR2008 : 3.35 EUR20082009 : 1.00 EUR2010 : 1.50 EUR20102011 : 2.10 EUR2012 : 1.20 EUR20122013 : 1.50 EUR2014 : 1.50 EUR20142015 : 1.50 EUR2016 : 2.31 EUR20162017 : 2.70 EUR2018 : 3.02 EUR20182019 : 3.02 EUR2020 : 0.0000 EUR20202021 : 2.66 EUR2022 : 3.67 EUR20222023 : 3.90 EUR2024 : 4.60 EUR20242025 : 7.38 EUR2026 : 5.80 EUR2026

Annual dividend per share (EUR), adjusted for splits. Light bar: current year, incomplete. Red bar: lower than the previous year.

Latest ex-dividend dates

Ex-dividendAmountPayment
24/09/20263.23 EUR28/09/2026
18/05/20262.57 EUR20/05/2026
26/09/20252.59 EUR30/09/2025
19/05/20254.79 EUR21/05/2025
21/05/20244.60 EUR23/05/2024
22/05/20233.90 EUR24/05/2023
23/05/20223.67 EUR25/05/2022
28/09/20211.55 EUR30/09/2021

Earnings releases

DatePublished EPSExpected EPSSurprise
30/04/20263.073.19-3.8 %
28/10/20255.182.33+122.3 %
24/07/20255.192.69+92.9 %
04/02/20255.321.82+192.3 %
24/07/20243.112.46+26.4 %
01/02/20242.251.78+26.4 %

Stock splits

DateOperation
30/09/2009split: 257 shares for 250
07/03/2006split: 1,011 shares for 1,000
20/02/2002split: 2 shares for 1
11/06/1997split: 41 shares for 40

Factual data: ex-dividend history and earnings calendar, as of 05/11/2026. A past dividend does not guarantee the next one.

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Who owns the stock

Free float, institutional investors, large funds, executives and elected officials: declared positions in BNP Paribas S.A.

Free float
90.8 %
share of freely traded shares

Sources: 13F filings (quarter shown), executives' Form 4 filings and US Congress members' disclosures, collected on 01/11/2026. Detailed disclosure obligations mainly apply to companies listed in the United States.

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PEA and practical information

PEA eligibility
likely
head office in the EU or EEA, listed on a European exchange
Listing exchange
Euronext Paris
IPO: 18/10/1993
ISIN code
FR0000131104
Workforce
178,000
full-time employees
Chief executive
Jean-Laurent Bonnafe
Next earnings
02/02/2027

Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.

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Frequently asked questions about BNP Paribas S.A.

What is the BNP Paribas S.A. share price?

Latest recorded price: 91.93 EUR on 06/11/2026, for a market cap of 112 bn USD.

What is the revenue of BNP Paribas S.A.?

161 bn USD for fiscal year 2025, with net income of 13.6 bn USD (net margin 8.5 %).

Does BNP Paribas S.A. pay a dividend?

Yes. Latest dividend: 3.23 EUR per share, ex-dividend on 24/09/2026. Over 12 months: 5.80 EUR. Yield on the latest known price: 3.2 %.

When does BNP Paribas S.A. report its next earnings?

The next release is expected on 02/02/2027. EPS expected by analysts: 3.12.

What do analysts say about BNP Paribas S.A.?

Out of 3 analysts: 0 buy or strong buy, 3 hold, 0 sell or strong sell.

What is the P/E ratio of BNP Paribas S.A.?

Trailing 12-month P/E of 8.0, against 12.6 for the sector median on the same exchange (10-year median: 10.3).

Is BNP Paribas S.A. stock eligible for the French PEA?

Likely: the company is headquartered in the European Union or the European Economic Area (ISIN FR0000131104) and the stock is listed on a European exchange. The institution holding the PEA confirms eligibility.

How many employees does BNP Paribas S.A. have?

178,000 full-time employees according to the latest published profile.

Who runs BNP Paribas S.A.?

Jean-Laurent Bonnafe is the company's chief executive.

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