English
Français
Español
Deutsch
Italiano
Português
Nederlands
Polski
Română
Svenska
Dansk
Suomi
Čeština
Ελληνικά
Magyar
SlovenčinaData temporarily unavailable
Unable to load analysis for « - » for now. Try again in a few moments.
Investlytic score: 3/5 criteria met. Data as of 01/11/2026.
- ✅ Price trend passed
- ✅ Growth passed
- ❌ Debt failed
- ✅ P/E passed
- ❌ Correction failed
Price trend
Overall trend (8 years): the price has been multiplied by at least 1.5.
Price change 2018 → 2019: 37.12%
Price change 2019 → 2020: -20.19%
Price change 2020 → 2021: 21.61%
Price change 2021 → 2022: -21.67%
Price change 2022 → 2023: 30.72%
Price change 2023 → 2024: 3.42%
Price change 2024 → 2025: 32.05%
Price change 2025 → 2026: -14.59%
Price change 2026 (year to date): -15.74%
Financial growth
Revenue CAGR (8 years): 14.05%
Earnings CAGR (8 years): 7.02%
Growth status: positive trend (>1%/yr) in revenue and earnings.
Debt
Debt-to-equity ratio: 7.47
Debt/equity > 0.5 (maximum threshold).
P/E (Price/Earnings)
P/E ratio: 6.91
P/E < 25.0 (maximum threshold).
Correction (6 months)
Current correction: 25.79% from the high over 6 months.
Excessive correction (> 20.0%).
Criteria of the Investlytic model
- / 5Free with the Investlytic logo. Paste this line into your page: options.
<script src="https://investlytic.co/encart.js" data-symbole="ACA.PA" data-lang="en"></script>Price trend
Price & trend
Interactive chart →💰 Dividend
Dividend ranking →⚖️ Comparison with the market
All stocks →| Stock | P/E | Dette/FP | Revenue growth | Rating |
|---|---|---|---|---|
| Crédit Agricole S.A. | 6.9 | 7.47 | +7.6 % | 🔒 |
| Société Générale S.A. | 8.0 | 2.38 | +2.3 % | – |
| Nu Holdings Ltd. | 15.1 | 0.46 | +80.6 % | – |
| Commerzbank AG | 13.8 | 4.22 | −5.1 % | – |
| MSCI Inc. | 32.4 | – | +10.9 % | – |
Data from the Investlytic screener. The rating of the stock being viewed is reserved for members.
Detailed analysis · Price trend
-
Revenues & profits
Revenue and net income
Financial indicators
Annual financial statements
| Fiscal year | Revenue | Net income | Net margin | EPS | Revenue growth |
|---|
Key reported figures
Revenue, net income and net margin reported by Crédit Agricole S.A. over the latest fiscal years.
| Fiscal year | Revenue | Net income | Net margin | Revenue growth |
|---|---|---|---|---|
| 2020 | 46.3 bn | 3.0 bn | 6.5 % | n/a |
| 2021 | 70.5 bn | 6.5 bn | 9.2 % | +52.4 % |
| 2022 | 50.8 bn | 5.9 bn | 11.6 % | -27.9 % |
| 2023 | 109 bn | 7.1 bn | 6.5 % | +114.4 % |
| 2024 | 117 bn | 7.9 bn | 6.8 % | +7.4 % |
| 2025 | 125 bn | 7.9 bn | 6.3 % | +7.0 % |
Amounts converted to USD. Source: published annual accounts, collected on 06/11/2026.
Accounts and financial health
Balance sheet and cash flow published by Crédit Agricole S.A. over the last fiscal years, strength scores and valuation by discounted cash flow (DCF).
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash and investments | 487 bn | 481 bn | 500 bn | 561 bn | 564 bn |
| Total Debt | 563 bn | 615 bn | 607 bn | 644 bn | 519 bn |
| Net Debt | 322 bn | 405 bn | 426 bn | 478 bn | 352 bn |
| Equity | 63.3 bn | 60.5 bn | 63.9 bn | 67.5 bn | 69.5 bn |
| Total assets | 2,074 bn | 2,138 bn | 2,189 bn | 2,310 bn | 2,374 bn |
| Operating cash flow | 10.9 bn | 1.5 bn | -54.8 bn | -27.2 bn | 19.0 bn |
| Investments (capex) | 876 m | 1.0 bn | 1.7 bn | 1.8 bn | 1.1 bn |
| Free cash-flow | 10.1 bn | 421 m | -56.6 bn | -29.0 bn | 17.9 bn |
| Share buybacks | 0 | 0 | 1.3 bn | 148 m | 0 |
| Dividends paid | 0 | 0 | 3.8 bn | 3.9 bn | 3.3 bn |
Amounts in EUR, currency of the published accounts.
Trailing 12-month ratios
Altman Z: default risk estimated from the balance sheet and earnings. Piotroski: 9 tests on profitability, debt and efficiency. DCF: estimated value from discounted future cash flows, a model and not a forecast. Source: annual accounts published by the company, data as of 09/11/2026.
Valuation and competitors
Crédit Agricole S.A. compared with its sector on the same exchange and with its main competitors.
Direct competitors
| Company | Market cap (USD) | P/E | Net margin |
|---|---|---|---|
| Crédit Agricole S.A. | 50.7 bn | 6.9 | 6.3 % |
| Société Générale S.A. GLE.PA | 49.4 bn | 8.0 | 7.0 % |
| BNP Paribas S.A. BNP.PA | 105 bn | 7.4 | 8.5 % |
| Deutsche Bank AG DBK.DE | 62.4 bn | 9.7 | 11.4 % |
| UniCredit S.p.A. UCG.MI | 123 bn | 10.2 | 47.0 % |
| UBS Group AG UBSG.SW | 144 bn | 15.9 | 10.5 % |
| Bank of America Corporation BAC | 346 bn | 11.5 | 15.9 % |
| Commerzbank AG CBK.DE | 45.7 bn | 13.8 | 23.6 % |
| Sector median (Euronext Paris) | 12.6 |
Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on 09/11/2026. Competitors: comparable companies named by the data provider.
Analyst consensus and forecasts
What the financial analysts covering Crédit Agricole S.A. publish: ratings, price targets and earnings forecasts.
Breakdown of ratings
Price targets: published for companies listed in the United States only.
Analyst forecasts
| Fiscal year | Revenue | Net income | Expected EPS (range) | P/E on this EPS | Analysts |
|---|---|---|---|---|---|
| 2026 | 28.5 bn | 7.1 bn | 2.33 (2.32 / 2.35) | 6.4 | 4 |
| 2027 | 29.6 bn | 7.6 bn | 2.49 (2.37 / 2.62) | 6.0 | 15 |
| 2028 | 30.8 bn | 8.0 bn | 2.70 (2.53 / 2.92) | 5.5 | 12 |
Amounts in EUR, the reporting currency.
Track record against expectations: reported EPS above consensus 11 times over the last 12 releases.
Source: ratings and forecasts published by analysts, collected on 07/11/2026. An analyst rating or target is not a guarantee.
Dividends and earnings
Crédit Agricole S.A.: dividend history, last distributions, stock splits and earnings releases.
Annual dividend per share (EUR), adjusted for splits. Light bar: current year, incomplete. Red bar: lower than the previous year.
Latest ex-dividend dates
| Ex-dividend | Amount | Payment |
|---|---|---|
| 13/10/2026 | 0.570 EUR | 15/10/2026 |
| 26/05/2026 | 1.13 EUR | 28/05/2026 |
| 26/05/2025 | 1.10 EUR | 28/05/2025 |
| 29/05/2024 | 1.05 EUR | 31/05/2024 |
| 30/05/2023 | 1.05 EUR | 01/06/2023 |
| 30/05/2022 | 1.05 EUR | 01/06/2022 |
| 18/05/2021 | 0.800 EUR | 09/06/2021 |
| 24/05/2019 | 0.690 EUR | 28/05/2019 |
Earnings releases
| Date | Published EPS | Expected EPS | Surprise |
|---|---|---|---|
| 30/10/2026 | 1.15 | 0.61 | +87.0 % |
| 30/04/2026 | 0.87 | 0.58 | +48.7 % |
| 30/10/2025 | 1.30 | 0.34 | +287.7 % |
| 30/04/2025 | 1.02 | 0.37 | +175.7 % |
| 05/11/2024 | 0.51 | 0.49 | +4.1 % |
| 03/05/2024 | 0.51 | 0.49 | +4.1 % |
Stock splits
| Date | Operation |
|---|---|
| 22/05/2018 | split: 27 shares for 26 |
| 06/06/2008 | split: 1,083 shares for 1,000 |
| 04/01/2007 | split: 127 shares for 125 |
Factual data: ex-dividend history and earnings calendar, as of 05/11/2026. A past dividend does not guarantee the next one.
Who owns the stock
Free float, institutional investors, large funds, executives and elected officials: declared positions in Crédit Agricole S.A.
Sources: 13F filings (quarter shown), executives' Form 4 filings and US Congress members' disclosures, collected on 01/11/2026. Detailed disclosure obligations mainly apply to companies listed in the United States.
PEA and practical information
Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.
Frequently asked questions about Crédit Agricole S.A.
What is the Crédit Agricole S.A. share price?
Latest recorded price: 15.84 EUR on 06/11/2026, for a market cap of 53.4 bn USD.
What is the revenue of Crédit Agricole S.A.?
125 bn USD for fiscal year 2025, with net income of 7.9 bn USD (net margin 6.3 %).
Does Crédit Agricole S.A. pay a dividend?
Yes. Latest dividend: 0.570 EUR per share, ex-dividend on 13/10/2026. Over 12 months: 1.70 EUR. Yield on the latest known price: 6.3 %.
What do analysts say about Crédit Agricole S.A.?
Out of 1 analysts: 1 buy or strong buy, 0 hold, 0 sell or strong sell.
What is the P/E ratio of Crédit Agricole S.A.?
Trailing 12-month P/E of 7.3, against 12.6 for the sector median on the same exchange (10-year median: 10.3).
Is Crédit Agricole S.A. stock eligible for the French PEA?
Likely: the company is headquartered in the European Union or the European Economic Area (ISIN FR0000045072) and the stock is listed on a European exchange. The institution holding the PEA confirms eligibility.
How many employees does Crédit Agricole S.A. have?
80,518 full-time employees according to the latest published profile.
Who runs Crédit Agricole S.A.?
Olivier-Eric Alain Gavalda is the company's chief executive.