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Stock Intesa Sanpaolo S.p.A. IES.DE

Intesa Sanpaolo S.p.A. — Investlytic score 3/5 on the five criteria.

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60/ 100
Score Investlytic · 5 criteria

Analysis in progress…

Investlytic score: 3/5 criteria met.

  • ✅ Price trend passed
  • ✅ Growth passed
  • ❌ Debt failed
  • ✅ P/E passed
  • ❌ Correction failed

Price trend

Overall trend (8 years): the price has been multiplied by at least 1.5.

Price change 2018 → 2019: 21.03%

Price change 2019 → 2020: -18.64%

Price change 2020 → 2021: 18.23%

Price change 2021 → 2022: -7.93%

Price change 2022 → 2023: 26.79%

Price change 2023 → 2024: 46.04%

Price change 2024 → 2025: 53.49%

Price change 2025 → 2026: 7.41%

Price change 2026 (year to date): 7.05%

Financial growth

Revenue CAGR (8 years): 11.07%

Earnings CAGR (8 years): 12.65%

Growth status: positive trend (>1%/yr) in revenue and earnings.

Debt

Debt-to-equity ratio: 3.05

Debt/equity > 0.5 (maximum threshold).

P/E (Price/Earnings)

P/E ratio: 11.29

P/E < 25.0 (maximum threshold).

Correction (6 months)

Current correction: 7.80% from the high over 6 months.

Insufficient correction (< 10.0%).

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Criteria of the Investlytic model

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Score out of 100, model verdict (buy, watch, sell) and details of the 5 criteria · visible with a free account.

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Price trend

Price & trend

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Detailed analysis · Price trend

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Global model trend and annual price variations · visible with a free account.

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Revenues & profits

Revenue and net income

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Chart of revenues and net income over 8 periods · real data, no estimates.

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Financial indicators

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18 financial indicators analyzed by groups of criteria: valuation, profitability, growth, solidity, dividend, and momentum.

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Annual financial statements

Fiscal yearRevenueNet income Net marginEPSRevenue growth
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Complete annual financial statements: revenue, net income, margin, and EPS over 8 fiscal years.

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Key reported figures

Revenue, net income and net margin reported by Intesa Sanpaolo S.p.A. over the latest fiscal years.

Revenue
43.5 bn USD
fiscal year 2025
Net income
10.4 bn USD
fiscal year 2025
Net margin
23.9 %
fiscal year 2025
Average annual growth
+9.8 %
Revenue growth over 5 years
Average annual growth
+5.7 %
Revenue growth over 10 years
Market cap
119 bn USD
Fiscal yearRevenueNet incomeNet marginRevenue growth
202027.2 bn3.7 bn13.4 %n/a
202127.2 bn4.7 bn17.2 %-0.2 %
202228.4 bn4.9 bn17.2 %+4.4 %
202345.7 bn8.6 bn18.8 %+61.2 %
202450.0 bn9.7 bn19.3 %+9.3 %
202543.5 bn10.4 bn23.9 %-13.0 %

Amounts converted to USD. Source: published annual accounts, collected on 09/11/2026.

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Valuation and competitors

Intesa Sanpaolo S.p.A. compared with its sector on the same exchange and with its main competitors.

Company P/E
11.6
42.4 % below the sector
Sector median P/E
20.1
financial services, Xetra
Sector over 10 years
18.8
10-year median, range 14.4 to 29.6

Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on 09/11/2026. Competitors: comparable companies named by the data provider.

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Analyst consensus and forecasts

What the financial analysts covering Intesa Sanpaolo S.p.A. publish: ratings, price targets and earnings forecasts.

Majority rating
buy
13 analysts

Breakdown of ratings

strong buy 3buy 7hold 2sell 0strong sell 1

Price targets: published for companies listed in the United States only.

Analyst forecasts

Fiscal yearRevenueNet incomeExpected EPS (range)P/E on this EPSAnalysts
202628.9 bn10.3 bn0.59 (0.57 / 0.62)n/a13
202730.0 bn11.2 bn0.65 (0.61 / 0.68)n/a13
202831.0 bn11.8 bn0.70 (0.65 / 0.74)n/a13

Amounts in EUR, the reporting currency.

Track record against expectations: reported EPS above consensus 6 times over the last 12 releases.

Source: ratings and forecasts published by analysts, collected on 07/11/2026. An analyst rating or target is not a guarantee. Company data collected from its ISP.MI listing (same ISIN).

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Dividends and earnings

Intesa Sanpaolo S.p.A.: dividend history, last distributions, stock splits and earnings releases.

Frequency
semi-annual
Last dividend
0.190
ex-dividend on 18/05/2026
Last 12 months
0.376
number of payments: 2
Years of increases
5
consecutive
Years of payments
5
uninterrupted
00.090.180.270.362007 : 0.3552008 : 0.35520082009 : 0.00002010 : 0.074820102011 : 0.08002012 : 0.10020122013 : 0.05002014 : 0.050020142015 : 0.07002016 : 0.14020162017 : 0.1782018 : 0.20320182019 : 0.1972020 : 0.000020202021 : 0.2072022 : 0.15320222023 : 0.2342024 : 0.32220242025 : 0.3572026 : 0.1902026

Annual dividend per share (), adjusted for splits. Light bar: current year, incomplete. Red bar: lower than the previous year.

Latest ex-dividend dates

Ex-dividendAmountPayment
18/05/20260.19020/05/2026
24/11/20250.18626/11/2025
19/05/20250.17121/05/2025
18/11/20240.17020/11/2024
20/05/20240.15222/05/2024
20/11/20230.14422/11/2023
22/05/20230.090124/05/2023
21/11/20220.073823/11/2022

Earnings releases

DatePublished EPSExpected EPSSurprise
29/07/20260.160.14+14.3 %
08/05/20260.150.15+3.3 %
03/02/20260.100.09+10.2 %
31/10/20250.130.13-2.2 %
30/07/20250.140.13+6.0 %
06/05/20250.140.14+3.4 %

Stock splits

DateOperation
23/05/2011split: 1,073 shares for 1,000
19/04/2004split: 131 shares for 125
12/06/2003split: 41 shares for 40

Factual data: ex-dividend history and earnings calendar, as of 05/11/2026. A past dividend does not guarantee the next one.

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PEA and practical information

PEA eligibility
likely
head office in the EU or EEA, listed on a European exchange
Listing exchange
Xetra
IPO: 28/04/2000
ISIN code
IT0000072618
Workforce
91,825
full-time employees
Chief executive
Carlo Messina
Next earnings
29/01/2027

Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.

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Frequently asked questions about Intesa Sanpaolo S.p.A.

What is the revenue of Intesa Sanpaolo S.p.A.?

43.5 bn USD for fiscal year 2025, with net income of 10.4 bn USD (net margin 23.9 %).

Does Intesa Sanpaolo S.p.A. pay a dividend?

Yes. Latest dividend: 0.190 per share, ex-dividend on 18/05/2026. Over 12 months: 0.376.

When does Intesa Sanpaolo S.p.A. report its next earnings?

The next release is expected on 29/01/2027. EPS expected by analysts: 0.12.

What do analysts say about Intesa Sanpaolo S.p.A.?

Out of 13 analysts: 10 buy or strong buy, 2 hold, 1 sell or strong sell.

What is the P/E ratio of Intesa Sanpaolo S.p.A.?

Trailing 12-month P/E of 11.6, against 20.1 for the sector median on the same exchange (10-year median: 18.8).

Is Intesa Sanpaolo S.p.A. stock eligible for the French PEA?

Likely: the company is headquartered in the European Union or the European Economic Area (ISIN IT0000072618) and the stock is listed on a European exchange. The institution holding the PEA confirms eligibility.

How many employees does Intesa Sanpaolo S.p.A. have?

91,825 full-time employees according to the latest published profile.

Who runs Intesa Sanpaolo S.p.A.?

Carlo Messina is the company's chief executive.