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Stock Royal Bank of Canada RY.TO

Royal Bank of Canada — Investlytic score 3/5 on the five criteria.

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60/ 100
Score Investlytic · 5 criteria

Analysis in progress…

Investlytic score: 3/5 criteria met. Data as of 17/09/2026.

  • ✅ Price trend passed
  • ✅ Growth passed
  • ❌ Debt failed
  • ✅ P/E passed
  • ❌ Correction failed

Price trend

Overall trend (8 years): the price has been multiplied by at least 1.5.

Price change 2018 → 2019: 9.96%

Price change 2019 → 2020: 1.79%

Price change 2020 → 2021: 28.36%

Price change 2021 → 2022: -5.18%

Price change 2022 → 2023: 5.26%

Price change 2023 → 2024: 29.34%

Price change 2024 → 2025: 35.00%

Price change 2025 → 2026: 25.39%

Price change 2026 (year to date): 25.08%

Financial growth

Revenue CAGR (8 years): 18.74%

Earnings CAGR (8 years): 7.34%

Growth status: positive trend (>1%/yr) in revenue and earnings.

Debt

Debt-to-equity ratio: 6.00

Debt/equity > 0.5 (maximum threshold).

P/E (Price/Earnings)

P/E ratio: 17.83

P/E < 25.0 (maximum threshold).

Correction (6 months)

Current correction: 4.03% from the high over 6 months.

Insufficient correction (< 10.0%).

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Criteria of the Investlytic model

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Score out of 100, model verdict (buy, watch, sell) and details of the 5 criteria · visible with a free account.

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Price trend

Price & trend

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Detailed analysis · Price trend

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Global model trend and annual price variations · visible with a free account.

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Revenues & profits

Revenue and net income

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Chart of revenues and net income over 8 periods · real data, no estimates.

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Financial indicators

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18 financial indicators analyzed by groups of criteria: valuation, profitability, growth, solidity, dividend, and momentum.

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Annual financial statements

Fiscal yearRevenueNet income Net marginEPSRevenue growth
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Complete annual financial statements: revenue, net income, margin, and EPS over 8 fiscal years.

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Key reported figures

Revenue, net income and net margin reported by Royal Bank of Canada over the latest fiscal years.

Revenue
97.3 bn USD
fiscal year 2025
Net income
14.4 bn USD
fiscal year 2025
Net margin
14.8 %
fiscal year 2025
Average annual growth
+26.2 %
Revenue growth over 5 years
Average annual growth
+14.9 %
Revenue growth over 10 years
Market cap
279 bn USD
Fiscal yearRevenueNet incomeNet marginRevenue growth
202030.3 bn8.1 bn26.7 %n/a
202135.7 bn11.4 bn31.8 %+17.8 %
202234.4 bn11.2 bn32.6 %-3.9 %
202334.7 bn10.3 bn29.8 %+1.0 %
202438.3 bn11.5 bn30.0 %+10.4 %
202597.3 bn14.4 bn14.8 %+153.8 %

Amounts converted to USD. Source: published annual accounts, collected on 09/11/2026.

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Valuation and competitors

Royal Bank of Canada compared with its sector on the same exchange and with its main competitors.

Company P/E
17.8
32.1 % above the sector
Sector median P/E
13.4
financial services, Toronto Stock Exchange
Sector over 10 years
11.9
10-year median, range 9.8 to 16.3

Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on 09/11/2026. Competitors: comparable companies named by the data provider.

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Analyst consensus and forecasts

What the financial analysts covering Royal Bank of Canada publish: ratings, price targets and earnings forecasts.

Majority rating
hold
30 analysts

Breakdown of ratings

strong buy 0buy 13hold 16sell 1strong sell 0

Price targets: published for companies listed in the United States only.

Analyst forecasts

Fiscal yearRevenueNet incomeExpected EPS (range)P/E on this EPSAnalysts
202672.5 bn23.1 bn16.39 (16.31 / 16.47)n/a8
202776.6 bn25.2 bn17.88 (17.60 / 18.12)n/a8
202881.1 bn27.6 bn19.61 (19.16 / 20.06)n/a2

Amounts in CAD, the reporting currency.

Track record against expectations: reported EPS above consensus 11 times over the last 12 releases.

Rating changes (12 months)

DateFirmBeforeAfter
12/05/2026Raymond JamesOutperformMkt Perform
04/12/2025TD SecuritiesHoldBuy
25/11/2025JefferiesBuyHold

Source: ratings and forecasts published by analysts, collected on 07/11/2026. An analyst rating or target is not a guarantee. Company data collected from its RY listing (same ISIN).

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Dividends and earnings

Royal Bank of Canada: dividend history, last distributions, stock splits and earnings releases.

No known dividend for this company.

Earnings releases

Next release: 03/12/2026. Expected EPS: 4.11.

Factual data: ex-dividend history and earnings calendar, as of 05/11/2026. A past dividend does not guarantee the next one.

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PEA and practical information

PEA eligibility
no
head office outside the EU and EEA
Listing exchange
Toronto Stock Exchange
IPO: 12/01/1995
ISIN code
CA7800871021
Workforce
94,624
full-time employees
Chief executive
David I. McKay
Next earnings
03/12/2026

Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.

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Frequently asked questions about Royal Bank of Canada

What is the revenue of Royal Bank of Canada?

97.3 bn USD for fiscal year 2025, with net income of 14.4 bn USD (net margin 14.8 %).

When does Royal Bank of Canada report its next earnings?

The next release is expected on 03/12/2026. EPS expected by analysts: 2.98.

What do analysts say about Royal Bank of Canada?

Out of 30 analysts: 13 buy or strong buy, 16 hold, 1 sell or strong sell.

What is the P/E ratio of Royal Bank of Canada?

Trailing 12-month P/E of 17.8, against 13.4 for the sector median on the same exchange (10-year median: 11.9).

Is Royal Bank of Canada stock eligible for the French PEA?

No: the company is headquartered outside the European Union and the European Economic Area (ISIN CA7800871021).

How many employees does Royal Bank of Canada have?

94,624 full-time employees according to the latest published profile.

Who runs Royal Bank of Canada?

David I. McKay is the company's chief executive.