English
Français
Español
Deutsch
Italiano
Português
Nederlands
Polski
Română
Svenska
Dansk
Suomi
Čeština
Ελληνικά
Magyar
SlovenčinaData temporarily unavailable
Unable to load analysis for « - » for now. Try again in a few moments.
Investlytic score: 3/5 criteria met. Data as of 01/11/2026.
- ✅ Price trend passed
- ⚠️ Mixed growth
- ✅ Debt passed
- ❌ P/E failed
- ✅ Correction passed
Price trend
Overall trend (8 years): the price has been multiplied by at least 1.5.
Price change 2019 → 2020: -39.24%
Price change 2020 → 2021: 56.00%
Price change 2021 → 2022: -7.33%
Price change 2022 → 2023: 5.53%
Price change 2023 → 2024: 47.57%
Price change 2024 → 2025: 14.21%
Price change 2025 → 2026: 12.89%
Price change 2026 (year to date): 11.89%
Financial growth
Revenue CAGR (7 years): N/A
Earnings CAGR (7 years): 3.84%
Growth status: positive trend (>1%/yr) in earnings, revenue data insufficient/N/A.
Debt
Debt-to-equity ratio: 0.11
Debt/equity < 0.5 (maximum threshold).
P/E (Price/Earnings)
P/E ratio: -163.34
P/E > 25.0 (maximum threshold).
Correction (6 months)
Current correction: 12.41% from the high over 6 months.
Correction between 10.0% and 20.0% (target range).
Criteria of the Investlytic model
- / 5Free with the Investlytic logo. Paste this line into your page: options.
<script src="https://investlytic.co/encart.js" data-symbole="ADKO.VI" data-lang="en"></script>Price trend
Price & trend
Interactive chart →💰 Dividend
Dividend ranking →⚖️ Comparison with the market
All stocks →| Stock | P/E | Dette/FP | Revenue growth | Rating |
|---|---|---|---|---|
| Addiko Bank AG | – | 0.02 | +1.8 % | 🔒 |
| Institut de Développement Industriel SCA | 4.7 | 0.04 | +1.5 % | ★ 4/5 |
| American Business Bank | 10.1 | 0.00 | +13.2 % | ★ 4/5 |
| ABC arbitrage S.A. | 10.2 | 0.01 | −0.1 % | – |
| Orient Corporation | 11.2 | 8.28 | +0.7 % | – |
Data from the Investlytic screener. The rating of the stock being viewed is reserved for members.
Detailed analysis · Price trend
-
Revenues & profits
Revenue and net income
Financial indicators
Annual financial statements
| Fiscal year | Revenue | Net income | Net margin | EPS | Revenue growth |
|---|
Key reported figures
Revenue, net income and net margin reported by Addiko Bank AG over the latest fiscal years.
| Fiscal year | Revenue | Net income | Net margin | Revenue growth |
|---|---|---|---|---|
| 2020 | 279 m | 1.6 m | 0.6 % | n/a |
| 2021 | 297 m | 15.2 m | 5.1 % | +6.2 % |
| 2022 | 305 m | 28.7 m | 9.4 % | +2.8 % |
| 2023 | 388 m | 45.8 m | 11.8 % | +27.1 % |
| 2024 | 358 m | 50.6 m | 14.1 % | -7.6 % |
| 2025 | 425 m | 49.1 m | 11.5 % | +18.6 % |
Amounts converted to USD. Source: published annual accounts, collected on 06/11/2026.
Accounts and financial health
Balance sheet and cash flow published by Addiko Bank AG over the last fiscal years, strength scores and valuation by discounted cash flow (DCF).
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash and investments | 1.4 bn | 1.4 bn | 1.3 bn | 1.3 bn | 1.0 bn |
| Total Debt | 100,000 | 100,000 | 16.7 m | 15.2 m | 95.9 m |
| Net Debt | -1.4 bn | -1.4 bn | -1.3 bn | -1.3 bn | -915 m |
| Equity | 805 m | 746 m | 801 m | 840 m | 898 m |
| Total assets | 5.8 bn | 6.0 bn | 6.2 bn | 6.4 bn | 6.4 bn |
| Operating cash flow | 259 m | 211 m | 175 m | 364 m | 75.6 m |
| Investments (capex) | 11.0 m | 7.9 m | 9.9 m | 12.6 m | 14.9 m |
| Free cash-flow | 248 m | 204 m | 165 m | 351 m | 60.7 m |
| Share buybacks | 0 | 600,000 | 2.0 m | 1.2 m | 0 |
| Dividends paid | 46.6 m | 0 | 23.6 m | 24.3 m | 0 |
Amounts in EUR, currency of the published accounts.
Trailing 12-month ratios
Altman Z: default risk estimated from the balance sheet and earnings. Piotroski: 9 tests on profitability, debt and efficiency. DCF: estimated value from discounted future cash flows, a model and not a forecast. Source: annual accounts published by the company, data as of 09/11/2026.
Valuation and competitors
Addiko Bank AG compared with its sector on the same exchange and with its main competitors.
Direct competitors
| Company | Market cap (USD) | P/E | Net margin |
|---|---|---|---|
| Addiko Bank AG | 548 m | n/a | 11.5 % |
| ProCredit Holding AG & Co. KGaA PCZ.DE | 570 m | 6.8 | 11.1 % |
| UmweltBank AG UBK.DE | 167 m | 10.6 | 9.5 % |
| Merkur PrivatBank KgaA MBK.DE | 102 m | 6.2 | 5.8 % |
| Commerzbank AG CBK.DE | 45.7 bn | 13.8 | 23.6 % |
| Deutsche Pfandbriefbank AG PBB.DE | 421 m | n/a | -12.6 % |
| Deutsche Bank AG DBK.DE | 62.4 bn | 9.7 | 11.4 % |
Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on 06/11/2026. Competitors: comparable companies named by the data provider.
Dividends and earnings
Addiko Bank AG: dividend history, last distributions, stock splits and earnings releases.
● No ex-dividend date for 917 days, longer than the usual frequency: payments may be suspended.
Annual dividend per share (EUR), adjusted for splits. Light bar: current year, incomplete. Red bar: lower than the previous year.
Latest ex-dividend dates
| Ex-dividend | Amount | Payment |
|---|---|---|
| 02/05/2024 | 1.26 EUR | 07/05/2024 |
| 02/05/2023 | 1.21 EUR | 04/05/2023 |
| 09/11/2021 | 2.03 EUR | 11/11/2021 |
| 30/04/2021 | 0.360 EUR | 04/05/2021 |
| 27/04/2020 | 2.05 EUR | n/a |
Factual data: ex-dividend history and earnings calendar, as of 05/11/2026. A past dividend does not guarantee the next one.
Who owns the stock
Free float, institutional investors, large funds, executives and elected officials: declared positions in Addiko Bank AG.
Sources: 13F filings (quarter shown), executives' Form 4 filings and US Congress members' disclosures, collected on 31/10/2026. Detailed disclosure obligations mainly apply to companies listed in the United States.
PEA and practical information
Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.
Frequently asked questions about Addiko Bank AG
What is the Addiko Bank AG share price?
Latest recorded price: 24.50 EUR on 06/11/2026, for a market cap of 527 m USD.
What is the revenue of Addiko Bank AG?
425 m USD for fiscal year 2025, with net income of 49.1 m USD (net margin 11.5 %).
Is Addiko Bank AG stock eligible for the French PEA?
Likely: the company is headquartered in the European Union or the European Economic Area (ISIN AT000ADDIKO0) and the stock is listed on a European exchange. The institution holding the PEA confirms eligibility.
How many employees does Addiko Bank AG have?
2,509 full-time employees according to the latest published profile.
Who runs Addiko Bank AG?
Herbert Juranek is the company's chief executive.