🕒 Last update: loading…09/11/2026

Stock Bank First Corporation BFC

Bank First Corporation — Investlytic score 4/5 on the five criteria.

-
-
80/ 100
Score Investlytic · 5 criteria

Analysis in progress…

Investlytic score: 4/5 criteria met. Data as of 04/11/2026.

  • ✅ Price trend passed
  • ✅ Growth passed
  • ✅ Debt passed
  • ✅ P/E passed
  • ❌ Correction failed

Price trend

Overall trend (8 years): the price has been multiplied by at least 1.5.

Price change 2018 → 2019: 50.24%

Price change 2019 → 2020: -7.41%

Price change 2020 → 2021: 11.45%

Price change 2021 → 2022: 28.49%

Price change 2022 → 2023: -6.64%

Price change 2023 → 2024: 14.34%

Price change 2024 → 2025: 22.94%

Price change 2025 → 2026: 21.40%

Price change 2026 (year to date): 22.60%

Financial growth

Revenue CAGR (8 years): 16.11%

Earnings CAGR (8 years): 15.90%

Growth status: positive trend (>1%/yr) in revenue and earnings.

Debt

Debt-to-equity ratio: 0.19

Debt/equity < 0.5 (maximum threshold).

P/E (Price/Earnings)

P/E ratio: 17.20

P/E < 25.0 (maximum threshold).

Correction (6 months)

Current correction: 6.65% from the high over 6 months.

Insufficient correction (< 10.0%).

WATCH
The stock is currently being evaluated.

Criteria of the Investlytic model

- / 5
🔒

Investlytic rating reserved for members

Score out of 100, model verdict (buy, watch, sell) and details of the 5 criteria · visible with a free account.

02

Price trend

Price & trend

Interactive chart →
Loading chart…

⚖️ Comparison with the market

All stocks →
StockP/EDette/FPRevenue growthRating
Bank First Corporation17.30.19+11.5 %🔒
Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative5.20.02+17.1 %–
Antin Infrastructure Partners S.A.13.30.14+21.0 %–
Amalgamated Financial Corp.12.40.12+13.8 %★ 4/5
Coface S.A.10.91.06+0.8 %–

Data from the Investlytic screener. The rating of the stock being viewed is reserved for members.

03

Detailed analysis · Price trend

-

🔒

Reserved for members

Global model trend and annual price variations · visible with a free account.

04

Revenues & profits

Revenue and net income

🔒

Reserved for members

Chart of revenues and net income over 8 periods · real data, no estimates.

05

Financial indicators

🔒

Reserved for members

18 financial indicators analyzed by groups of criteria: valuation, profitability, growth, solidity, dividend, and momentum.

06

Annual financial statements

Fiscal yearRevenueNet income Net marginEPSRevenue growth
🔒

Reserved for members

Complete annual financial statements: revenue, net income, margin, and EPS over 8 fiscal years.

+

Key reported figures

Revenue, net income and net margin reported by Bank First Corporation over the latest fiscal years.

Revenue
240 m USD
fiscal year 2025
Net income
71.5 m USD
fiscal year 2025
Net margin
29.7 %
fiscal year 2025
Average annual growth
+15.5 %
Revenue growth over 5 years
Average annual growth
+18.0 %
Revenue growth over 10 years
Market cap
1.6 bn USD
Fiscal yearRevenueNet incomeNet marginRevenue growth
2020117 m38.0 m32.5 %n/a
2021117 m45.4 m38.9 %-0.2 %
2022131 m45.2 m34.6 %+12.0 %
2023186 m74.5 m40.0 %+42.6 %
2024223 m65.6 m29.4 %+19.7 %
2025240 m71.5 m29.7 %+7.7 %

Amounts converted to USD. Source: published annual accounts, collected on 06/11/2026.

+

Accounts and financial health

Balance sheet and cash flow published by Bank First Corporation over the last fiscal years, strength scores and valuation by discounted cash flow (DCF).

Overview
solid accounts
according to Altman Z, Piotroski and net debt
Altman Z-score
n/a
not applicable to banks and insurance
Piotroski Score
7 / 9
7 to 9: solid accounts
DCF Value
219.65 USD
DCF above share price · share price 148.41 USD, gap +48.0 %
Net Debt / EBITDA
-1.16 x
net cash
Fiscal year20212022202320242025
Cash and investments510 m424 m407 m414 m55.3 m
Total Debt66.6 m123 m127 m147 m124 m
Net Debt-230 m3.3 m-120 m-114 m68.2 m
Equity323 m453 m620 m640 m644 m
Total assets2.9 bn3.7 bn4.2 bn4.5 bn4.5 bn
Operating cash flow40.3 m40.0 m52.9 m65.8 m62.5 m
Investments (capex)8.7 m6.9 m13.5 m7.2 m11.4 m
Free cash-flow31.6 m33.1 m39.5 m58.6 m51.0 m
Share buybacks8.3 m14.3 m10.0 m31.9 m22.0 m
Dividends paid8.7 m7.8 m12.0 m15.6 m52.5 m

Amounts in USD, currency of the published accounts.

Trailing 12-month ratios

Price / earnings (P/E)18.46 x
Price / book value1.98 x
Return on Equity (ROE)11.2 %
Return on Invested Capital (ROIC)9.2 %
Net margin27.4 %
Debt / equity0.10 x
Current ratio0.16 x
Interest coverage1.38 x
Free cash-flow yield1.6 %

Altman Z: default risk estimated from the balance sheet and earnings. Piotroski: 9 tests on profitability, debt and efficiency. DCF: estimated value from discounted future cash flows, a model and not a forecast. Source: annual accounts published by the company, data as of 09/11/2026.

+

Valuation and competitors

Bank First Corporation compared with its sector on the same exchange and with its main competitors.

Company P/E
17.2
15.9 % below the sector
Sector median P/E
20.5
financial services, Nasdaq
Sector over 10 years
23.2
10-year median, range 16.2 to 40.5

Direct competitors

CompanyMarket cap (USD)P/ENet margin
Bank First Corporation1.7 bn17.329.7 %
First Bank FRBA481 m11.617.7 %
First Financial Corporation THFF910 m9.924.3 %
First Financial Bancorp. FFBC3.4 bn10.720.3 %
First National Corporation FXNC275 m11.915.8 %
First Community Corporation FCCO310 m11.117.3 %
First Capital, Inc. FCAP209 m11.325.1 %
First US Bancshares, Inc. FUSB90.8 m12.59.5 %
FB Financial Corporation FBK2.7 bn11.914.0 %
Sector median (Nasdaq)20.5

Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on . Competitors: comparable companies named by the data provider.

+

Analyst consensus and forecasts

What the financial analysts covering Bank First Corporation publish: ratings, price targets and earnings forecasts.

Majority rating
hold
3 analysts

Breakdown of ratings

strong buy 0buy 1hold 2sell 0strong sell 0

Price targets: published for companies listed in the United States only.

Track record against expectations: reported EPS above consensus 9 times over the last 12 releases.

Source: ratings and forecasts published by analysts, collected on 07/11/2026. An analyst rating or target is not a guarantee.

+

Dividends and earnings

Bank First Corporation: dividend history, last distributions, stock splits and earnings releases.

Frequency
quarterly
Last dividend
0.650 USD
ex-dividend on 23/12/2026
Last 12 months
2.10 USD
number of payments: 4
Yield
4.4 %
on the last known price
Years of increases
13
consecutive
Years of payments
16
uninterrupted

● Next ex-dividend date: 23/12/2026, 0.650 USD per share.

01.322.653.975.302010 : 0.105 USD20102011 : 0.420 USD2012 : 0.440 USD20122013 : 0.220 USD2014 : 0.340 USD20142015 : 0.630 USD2016 : 0.590 USD20162017 : 0.640 USD2018 : 0.680 USD20182019 : 0.800 USD2020 : 0.810 USD20202021 : 1.14 USD2022 : 0.940 USD20222023 : 1.15 USD2024 : 1.55 USD20242025 : 5.30 USD2026 : 2.30 USD2026

Annual dividend per share (USD), adjusted for splits. Light bar: current year, incomplete. Red bar: lower than the previous year.

Latest ex-dividend dates

Ex-dividendAmountPayment
23/12/20260.650 USD06/01/2027
23/09/20260.600 USD07/10/2026
24/06/20260.550 USD08/07/2026
25/03/20260.500 USD08/04/2026
24/12/20250.450 USD07/01/2026
24/09/20250.450 USD08/10/2025
25/06/20250.450 USD09/07/2025
09/05/20253.50 USD16/05/2025

Earnings releases

DatePublished EPSExpected EPSSurprise
20/10/20262.352.60-9.6 %
21/07/20262.452.28+7.5 %
16/04/20262.242.40-6.7 %
22/01/20262.001.81+10.5 %
21/10/20251.911.85+3.2 %
18/07/20251.711.80-5.0 %

Factual data: ex-dividend history and earnings calendar, as of 05/11/2026. A past dividend does not guarantee the next one.

+

Who owns the stock

Free float, institutional investors, large funds, executives and elected officials: declared positions in Bank First Corporation.

Free float
89.7 %
share of freely traded shares
Large funds tracked
18
hold the stock as of 2026Q2
Executives (insiders)
2 / 1
2 purchases, 1 sales in 130 days

Large funds tracked

FundSharesValue (USD)Weight in the fundChangeQuarter
State Street874,674130 m0.0 %+151.0 %2026Q2
BlackRock821,389122 m0.0 %+7.8 %2026Q2
Vanguard Group598,81772.9 m0.0 %+1.7 %2025Q4
Geode Capital Management296,45344.0 m0.0 %+5.1 %2026Q2
Northern Trust104,08515.4 m0.0 %+5.8 %2026Q2
Marshall Wace47,8937.1 m0.0 %+870.1 %2026Q2
Morgan Stanley42,2596.3 m0.0 %+10.9 %2026Q2
Goldman Sachs33,8835.0 m0.0 %-10.1 %2026Q2

Latest insider transactions

DatePersonSideAmount
28/10/2026Sprang Todd A.purchase59,348 USD
11/09/2026Van Sistine Peter J.sale287,493 USD
17/08/2026Pearson Tracy Cpurchase160,737 USD

Sources: 13F filings (quarter shown), executives' Form 4 filings and US Congress members' disclosures, collected on 08/11/2026. Detailed disclosure obligations mainly apply to companies listed in the United States.

+

PEA and practical information

PEA eligibility
no
head office outside the EU and EEA
Listing exchange
Nasdaq
IPO: 15/10/2003
ISIN code
US06211J1007
Workforce
362
full-time employees
Chief executive
Michael B. Molepske

Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.

?

Frequently asked questions about Bank First Corporation

What is the Bank First Corporation share price?

Latest recorded price: 147.89 USD on 06/11/2026, for a market cap of 1.6 bn USD.

What is the revenue of Bank First Corporation?

240 m USD for fiscal year 2025, with net income of 71.5 m USD (net margin 29.7 %).

Does Bank First Corporation pay a dividend?

Yes. Latest dividend: 0.650 USD per share, ex-dividend on 23/12/2026. Over 12 months: 2.10 USD. Yield on the latest known price: 4.4 %.

What do analysts say about Bank First Corporation?

Out of 3 analysts: 1 buy or strong buy, 2 hold, 0 sell or strong sell.

What is the P/E ratio of Bank First Corporation?

Trailing 12-month P/E of 17.2, against 20.5 for the sector median on the same exchange (10-year median: 23.2).

Is Bank First Corporation stock eligible for the French PEA?

No: the company is headquartered outside the European Union and the European Economic Area (ISIN US06211J1007).

How many employees does Bank First Corporation have?

362 full-time employees according to the latest published profile.

Who runs Bank First Corporation?

Michael B. Molepske is the company's chief executive.

Which large funds own Bank First Corporation?

As of 2026Q2, among the large funds tracked: State Street, BlackRock, Vanguard Group, Geode Capital Management, Northern Trust.

07

Similar stocks