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Investlytic score: 4/5 criteria met. Data as of 04/11/2026.
- ✅ Price trend passed
- ✅ Growth passed
- ❌ Debt failed
- ✅ P/E passed
- ✅ Correction passed
Price trend
Overall trend (8 years): the price has been multiplied by at least 1.5.
Price change 2018 → 2019: 46.82%
Price change 2019 → 2020: 1.57%
Price change 2020 → 2021: 17.05%
Price change 2021 → 2022: 0.99%
Price change 2022 → 2023: 19.34%
Price change 2023 → 2024: 86.26%
Price change 2024 → 2025: 39.38%
Price change 2025 → 2026: 63.60%
Price change 2026 (year to date): 64.82%
Financial growth
Revenue CAGR (8 years): 3.87%
Earnings CAGR (8 years): 20.14%
Growth status: positive trend (>1%/yr) in revenue and earnings.
Debt
Debt-to-equity ratio: 2.72
Debt/equity > 0.5 (maximum threshold).
P/E (Price/Earnings)
P/E ratio: 15.87
P/E < 25.0 (maximum threshold).
Correction (6 months)
Current correction: 18.89% from the high over 6 months.
Correction between 10.0% and 20.0% (target range).
Criteria of the Investlytic model
- / 5Free with the Investlytic logo. Paste this line into your page: options.
<script src="https://investlytic.co/encart.js" data-symbole="BDB.MI" data-lang="en"></script>Price trend
Price & trend
Interactive chart →💰 Dividend
Dividend ranking →⚖️ Comparison with the market
All stocks →| Stock | P/E | Dette/FP | Revenue growth | Rating |
|---|---|---|---|---|
| Banco di Desio e della Brianza S.p.A. | 15.8 | 2.72 | +2.4 % | 🔒 |
| Coface S.A. | 10.9 | 1.06 | +0.8 % | – |
| Assured Guaranty Ltd. | 8.5 | 0.30 | −4.6 % | ★ 4/5 |
| Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative | 5.2 | 0.02 | +17.1 % | – |
| Antin Infrastructure Partners S.A. | 13.3 | 0.14 | +21.0 % | – |
Data from the Investlytic screener. The rating of the stock being viewed is reserved for members.
Detailed analysis · Price trend
-
Revenues & profits
Revenue and net income
Financial indicators
Annual financial statements
| Fiscal year | Revenue | Net income | Net margin | EPS | Revenue growth |
|---|
Key reported figures
Revenue, net income and net margin reported by Banco di Desio e della Brianza S.p.A. over the latest fiscal years.
| Fiscal year | Revenue | Net income | Net margin | Revenue growth |
|---|---|---|---|---|
| 2020 | 526 m | 26.4 m | 5.0 % | n/a |
| 2021 | 576 m | 61.2 m | 10.6 % | +9.4 % |
| 2022 | 601 m | 90.8 m | 15.1 % | +4.4 % |
| 2023 | 820 m | 268 m | 32.7 % | +36.5 % |
| 2024 | 1.0 bn | 140 m | 13.8 % | +23.9 % |
| 2025 | 677 m | 142 m | 21.0 % | -33.3 % |
Amounts converted to USD. Source: published annual accounts, collected on 06/11/2026.
Accounts and financial health
Balance sheet and cash flow published by Banco di Desio e della Brianza S.p.A. over the last fiscal years, strength scores and valuation by discounted cash flow (DCF).
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash and investments | 2.0 bn | 880 m | 1.8 bn | 1.2 bn | 702 m |
| Total Debt | 1.7 bn | 5.7 bn | 2.8 bn | 3.5 bn | 4.1 bn |
| Net Debt | -353 m | 657 m | 1.1 bn | 2.3 bn | 3.4 bn |
| Equity | 1.1 bn | 1.1 bn | 1.4 bn | 1.4 bn | 1.5 bn |
| Total assets | 17.8 bn | 17.5 bn | 18.6 bn | 18.6 bn | 19.6 bn |
| Operating cash flow | -25.2 m | 822 m | 747 m | -563 m | -243 m |
| Investments (capex) | 5.6 m | 7.8 m | 15.9 m | 8.6 m | 6.4 m |
| Free cash-flow | -30.8 m | 815 m | 706 m | -576 m | -256 m |
| Share buybacks | 8.4 m | 18.3 m | 26.5 m | 5.6 m | 14.6 m |
| Dividends paid | 8.4 m | 18.3 m | 26.5 m | 35.4 m | 60.2 m |
Amounts in EUR, currency of the published accounts.
Trailing 12-month ratios
Altman Z: default risk estimated from the balance sheet and earnings. Piotroski: 9 tests on profitability, debt and efficiency. DCF: estimated value from discounted future cash flows, a model and not a forecast. Source: annual accounts published by the company, data as of 09/11/2026.
Valuation and competitors
Banco di Desio e della Brianza S.p.A. compared with its sector on the same exchange and with its main competitors.
Direct competitors
| Company | Market cap (USD) | P/E | Net margin |
|---|---|---|---|
| Banco di Desio e della Brianza S.p.A. | 2.3 bn | 15.8 | 21.0 % |
| Banca Monte dei Paschi di Siena S.p.A. BMPS.MI | 36.8 bn | 6.3 | 64.1 % |
| Mediobanca Banca di Credito Finanziario S.p.A. MB.MI | 23.0 bn | 12.9 | 37.9 % |
| Banca Profilo S.p.A. PRO.MI | 122 m | 12.6 | 15.7 % |
| Banco BPM S.p.A. BAMI.MI | 23.0 bn | 9.0 | 22.5 % |
| Credito Emiliano S.p.A. CE.MI | 7.5 bn | 11.9 | 21.1 % |
| UniCredit S.p.A. UCG.MI | 123 bn | 10.2 | 47.0 % |
| BPER Banca S.p.A. BPE.MI | 30.3 bn | 12.2 | 20.1 % |
| Banca Mediolanum S.p.A. BMED.MI | 18.5 bn | 13.9 | 24.2 % |
Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on 06/11/2026. Competitors: comparable companies named by the data provider.
Dividends and earnings
Banco di Desio e della Brianza S.p.A.: dividend history, last distributions, stock splits and earnings releases.
Annual dividend per share (EUR), adjusted for splits. Light bar: current year, incomplete. Red bar: lower than the previous year.
Latest ex-dividend dates
| Ex-dividend | Amount | Payment |
|---|---|---|
| 04/05/2026 | 0.510 EUR | 06/05/2026 |
| 28/04/2025 | 0.457 EUR | 30/04/2025 |
| 22/04/2024 | 0.263 EUR | 24/04/2024 |
| 08/05/2023 | 0.197 EUR | 10/05/2023 |
| 25/04/2022 | 0.137 EUR | 27/04/2022 |
| 11/10/2021 | 0.0603 EUR | 13/10/2021 |
| 19/04/2021 | 0.0679 EUR | 21/04/2021 |
| 01/04/2019 | 0.0839 EUR | 03/04/2019 |
Factual data: ex-dividend history and earnings calendar, as of 05/11/2026. A past dividend does not guarantee the next one.
Who owns the stock
Free float, institutional investors, large funds, executives and elected officials: declared positions in Banco di Desio e della Brianza S.p.A.
Sources: 13F filings (quarter shown), executives' Form 4 filings and US Congress members' disclosures, collected on 01/11/2026. Detailed disclosure obligations mainly apply to companies listed in the United States.
PEA and practical information
Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.
Frequently asked questions about Banco di Desio e della Brianza S.p.A.
What is the Banco di Desio e della Brianza S.p.A. share price?
Latest recorded price: 16.04 EUR on 06/11/2026, for a market cap of 2.4 bn USD.
What is the revenue of Banco di Desio e della Brianza S.p.A.?
677 m USD for fiscal year 2025, with net income of 142 m USD (net margin 21.0 %).
Does Banco di Desio e della Brianza S.p.A. pay a dividend?
Yes. Latest dividend: 0.510 EUR per share, ex-dividend on 04/05/2026. Over 12 months: 0.510 EUR. Yield on the latest known price: 4.8 %.
What is the P/E ratio of Banco di Desio e della Brianza S.p.A.?
Trailing 12-month P/E of 16.5.
Is Banco di Desio e della Brianza S.p.A. stock eligible for the French PEA?
Likely: the company is headquartered in the European Union or the European Economic Area (ISIN IT0001041000) and the stock is listed on a European exchange. The institution holding the PEA confirms eligibility.
How many employees does Banco di Desio e della Brianza S.p.A. have?
2,535 full-time employees according to the latest published profile.
Who runs Banco di Desio e della Brianza S.p.A.?
Alessandro Maria Decio is the company's chief executive.