English
Français
Español
Deutsch
Italiano
Português
Nederlands
Polski
Română
Svenska
Dansk
Suomi
Čeština
Ελληνικά
Magyar
SlovenčinaData temporarily unavailable
Unable to load analysis for « - » for now. Try again in a few moments.
Investlytic score: 2/5 criteria met. Data as of 01/11/2026.
- ❌ Price trend failed
- ✅ Growth passed
- ❌ Debt failed
- ✅ P/E passed
- ❌ Correction failed
Price trend
Overall trend (8 years): insufficient progression (less than x1.5).
Price change 2018 → 2019: 13.01%
Price change 2019 → 2020: -11.21%
Price change 2020 → 2021: 16.52%
Price change 2021 → 2022: -25.66%
Price change 2022 → 2023: 4.81%
Price change 2023 → 2024: 21.35%
Price change 2024 → 2025: 10.41%
Price change 2025 → 2026: 14.14%
Price change 2026 (year to date): 14.85%
Financial growth
Revenue CAGR (8 years): 17.94%
Earnings CAGR (8 years): 13.12%
Growth status: positive trend (>1%/yr) in revenue and earnings.
Debt
Debt-to-equity ratio: 0.69
Debt/equity > 0.5 (maximum threshold).
P/E (Price/Earnings)
P/E ratio: 10.94
P/E < 25.0 (maximum threshold).
Correction (6 months)
Current correction: 8.67% from the high over 6 months.
Insufficient correction (< 10.0%).
Criteria of the Investlytic model
- / 5Free with the Investlytic logo. Paste this line into your page: options.
<script src="https://investlytic.co/encart.js" data-symbole="CBAN" data-lang="en"></script>Price trend
Price & trend
Interactive chart →💰 Dividend
Dividend ranking →⚖️ Comparison with the market
All stocks →| Stock | P/E | Dette/FP | Revenue growth | Rating |
|---|---|---|---|---|
| Colony Bankcorp, Inc. | 10.9 | 0.69 | +6.9 % | 🔒 |
| ABG Sundal Collier Holding ASA | 8.9 | 0.51 | +3.5 % | – |
| Bank of Marin Bancorp | 15.1 | 0.18 | +6.7 % | – |
| ABC arbitrage S.A. | 10.2 | 0.01 | −0.1 % | – |
| Institut de Développement Industriel SCA | 4.7 | 0.04 | +1.5 % | ★ 4/5 |
Data from the Investlytic screener. The rating of the stock being viewed is reserved for members.
Detailed analysis · Price trend
-
Revenues & profits
Revenue and net income
Financial indicators
Annual financial statements
| Fiscal year | Revenue | Net income | Net margin | EPS | Revenue growth |
|---|
Key reported figures
Revenue, net income and net margin reported by Colony Bankcorp, Inc. over the latest fiscal years.
| Fiscal year | Revenue | Net income | Net margin | Revenue growth |
|---|---|---|---|---|
| 2020 | 87.4 m | 11.8 m | 13.5 % | n/a |
| 2021 | 107 m | 18.7 m | 17.5 % | +22.3 % |
| 2022 | 127 m | 19.5 m | 15.4 % | +18.4 % |
| 2023 | 161 m | 21.7 m | 13.6 % | +26.9 % |
| 2024 | 177 m | 23.9 m | 13.5 % | +10.0 % |
| 2025 | 186 m | 28.3 m | 15.2 % | +5.4 % |
Amounts converted to USD. Source: published annual accounts, collected on 06/11/2026.
Accounts and financial health
Balance sheet and cash flow published by Colony Bankcorp, Inc. over the last fiscal years, strength scores and valuation by discounted cash flow (DCF).
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash and investments | 957 m | 453 m | 433 m | 64.8 m | 252 m |
| Total Debt | 88.4 m | 203 m | 238 m | 248 m | 258 m |
| Net Debt | 69.5 m | 183 m | 213 m | 222 m | 231 m |
| Equity | 218 m | 230 m | 255 m | 279 m | 376 m |
| Total assets | 2.7 bn | 2.9 bn | 3.1 bn | 3.1 bn | 3.7 bn |
| Operating cash flow | 36.1 m | 49.7 m | 21.0 m | 23.4 m | -5.5 m |
| Investments (capex) | 5.8 m | 2.9 m | 3.6 m | 1.1 m | 1.4 m |
| Free cash-flow | 30.3 m | 46.8 m | 17.4 m | 22.3 m | -6.9 m |
| Share buybacks | 0 | 0 | 406,000 | 1.3 m | 2.4 m |
| Dividends paid | 4.5 m | 7.2 m | 7.7 m | 7.9 m | 8.0 m |
Amounts in USD, currency of the published accounts.
Trailing 12-month ratios
Altman Z: default risk estimated from the balance sheet and earnings. Piotroski: 9 tests on profitability, debt and efficiency. DCF: estimated value from discounted future cash flows, a model and not a forecast. Source: annual accounts published by the company, data as of 09/11/2026.
Valuation and competitors
Colony Bankcorp, Inc. compared with its sector on the same exchange and with its main competitors.
Direct competitors
| Company | Market cap (USD) | P/E | Net margin |
|---|---|---|---|
| Colony Bankcorp, Inc. | 430 m | 10.9 | 15.2 % |
| Plumas Bancorp PLBC | 435 m | 10.5 | 27.4 % |
| Waterstone Financial, Inc. WSBF | 357 m | 12.0 | 13.1 % |
| FS Bancorp, Inc. FSBW | 343 m | 11.4 | 15.3 % |
| Isabella Bank Corporation ISBA | 345 m | 13.7 | 16.9 % |
| Citizens & Northern Corporation CZNC | 501 m | 15.2 | 15.2 % |
| Timberland Bancorp, Inc. TSBK | 373 m | 12.3 | 26.4 % |
| CoastalSouth Bancshares, Inc. COSO | 337 m | 11.8 | 18.3 % |
| BayCom Corp BCML | 340 m | 12.9 | 16.9 % |
| Sector median (Nasdaq) | 20.5 |
Trailing 12-month P/E. Sector: median of companies in the same sector listed on the same exchange, collected on . Competitors: comparable companies named by the data provider.
Who owns the stock
Free float, institutional investors, large funds, executives and elected officials: declared positions in Colony Bankcorp, Inc.
Large funds tracked
| Fund | Shares | Value (USD) | Weight in the fund | Change | Quarter |
|---|---|---|---|---|---|
| BlackRock | 2.3 m | 46.9 m | 0.0 % | +18.9 % | 2026Q2 |
| State Street | 879,526 | 17.7 m | 0.0 % | +146.2 % | 2026Q2 |
| Vanguard Group | 971,820 | 17.3 m | 0.0 % | +2.8 % | 2025Q4 |
| Citadel Advisors | 575,196 | 11.6 m | 0.0 % | +1,190.5 % | 2026Q2 |
| Geode Capital Management | 533,628 | 10.7 m | 0.0 % | +12.0 % | 2026Q2 |
| Two Sigma Investments | 370,597 | 7.4 m | 0.0 % | +53.9 % | 2026Q2 |
| Morgan Stanley | 257,188 | 5.2 m | 0.0 % | +52.7 % | 2026Q2 |
| Goldman Sachs | 202,359 | 4.1 m | 0.0 % | +36.2 % | 2026Q2 |
Latest insider transactions
| Date | Person | Side | Amount |
|---|---|---|---|
| 05/11/2026 | Canup Edward G | purchase | 19,895 USD |
| 04/11/2026 | Canup Edward G | purchase | 20,500 USD |
| 04/11/2026 | Canup Edward G | purchase | 20,250 USD |
| 26/08/2026 | Canup Edward G | purchase | 21,200 USD |
| 20/08/2026 | Canup Edward G | purchase | 21,250 USD |
| 19/08/2026 | Canup Edward G | purchase | 21,750 USD |
Sources: 13F filings (quarter shown), executives' Form 4 filings and US Congress members' disclosures, collected on 08/11/2026. Detailed disclosure obligations mainly apply to companies listed in the United States.
PEA and practical information
Rule applied: the French PEA accepts shares of companies headquartered in the European Union or the European Economic Area and subject to corporate income tax; ADRs and tax-exempt property companies (SIIC) are excluded. The institution holding the PEA confirms eligibility.
Frequently asked questions about Colony Bankcorp, Inc.
What is the Colony Bankcorp, Inc. share price?
Latest recorded price: 20.24 USD on 06/11/2026, for a market cap of 430 m USD.
What is the revenue of Colony Bankcorp, Inc.?
186 m USD for fiscal year 2025, with net income of 28.3 m USD (net margin 15.2 %).
What is the P/E ratio of Colony Bankcorp, Inc.?
Trailing 12-month P/E of 10.9, against 20.5 for the sector median on the same exchange (10-year median: 23.2).
Is Colony Bankcorp, Inc. stock eligible for the French PEA?
No: the company is headquartered outside the European Union and the European Economic Area (ISIN US19623P1012).
How many employees does Colony Bankcorp, Inc. have?
443 full-time employees according to the latest published profile.
Who runs Colony Bankcorp, Inc.?
T. Heath Fountain CPA is the company's chief executive.
Which large funds own Colony Bankcorp, Inc.?
As of 2026Q2, among the large funds tracked: BlackRock, State Street, Vanguard Group, Citadel Advisors, Geode Capital Management.